Legal Notices and Terms of Use

This World Wide Web site is owned by RiskCenter, LLC (RiskCenter). This page contains proprietary rights notices and terms of use of this site, which RiskCenter may change at any time without notice. By using this site, you accept these terms of use. If you do not agree to these terms of use, please do not use or access the site.

As a user, you will be able to access material on most areas of the Site without going through the registration process. Certain areas of the Site are only open to you if you register. Also, additional material ("Premium Content") is available to you on a paid for basis. Premium Content will be clearly identified and you will be requested to give credit card details if you decide to make a purchase. Specific provisions relating to your use of Premium Content are set out under the heading "Premium Content" of these Terms.

Nothing in these Web Pages should be construed as investment advice. You are urged to consult your own investment advisor concerning your own situation and any specific investment questions you may have. Any use of the contents of these pages for analyzing, managing or trading securities or portfolios is at your sole risk.

Proprietary Rights

All materials on this site are the property of RiskCenter, or others, unless otherwise specified. Without RiskCenter's prior written permission, you may not copy, modify, display or prepare derivative works based upon the materials on this site, except that, unless otherwise stated, you may print one copy on one computer for your personal, non-commercial use only, provided you do not delete or change any copyright, trademark and other proprietary notices and provided, further that you do not create a database in electronic or structured manual form by systematically downloading and storing all or any of the Content. Note that any product or service referenced on this site may be subject to other proprietary rights reserved by RiskCenter and are not licensed hereunder. All rights not expressly granted herein are reserved. Requests to republish or redistribute Content should be addressed to RiskCenter Syndication at 82 Wall Street, Suite 707, New York, NY 10005.

Any visitor to the RiskCenter web site who provides information to RiskCenter agrees that RiskCenter has unlimited rights to such information as provided, and that RiskCenter may use such information in any way RiskCenter chooses. Such information as provided by the visitor shall be deemed to be non-confidential. "RiskCenter.com," is a trademark of RiskCenter. All other trade names, trademarks, logos, and service marks on this site are the property of their respective owners.

Software and Java Security

Copyright in any software that is made available for download from the Site ("Software") belongs to RiskCenter or its suppliers. Your use of the Software is governed by the terms of any license agreement that may accompany or be included with the Software. Do not install or use any Software unless you agree to such license agreement.

RiskCenter may from time to time give you the option to modify your browser to enable you to access certain requested services along with other applications. In that event, a dialogue box will be shown on your screen requiring your authorization for the modification to proceed. By clicking the 'Grant' button (or equivalent) on the dialogue box, you will allow RiskCenter to modify your browser to enable you to view the service on your screen at the same time as you work on other applications. The dialogue box may display a 'high risk' notice. The reason for this is that this modification makes it technically possible for the browser to be used by RiskCenter for other purposes. RiskCenter guarantees to you that such modification will only be used to view the requested service with other applications and (if you have clicked on 'Remember this decision') to view in a similar way any other service you may specifically request from RiskCenter in the future.

Limitation of Liability and Disclaimer

The Content is only for your general information and use and is not intended to address your particular requirements. In particular, the Content does not constitute any form of advice, recommendation or arrangement by RiskCenter and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. Any arrangements made between you and any third party named on this Site are at your sole risk and responsibility.

BECAUSE OF THE NUMBER OF SOURCES FROM WHICH RISKCENTER OBTAINS CONTENT AND THE NATURE OF ELECTRONIC DISTRIBUTION VIA THE WORLD WIDE WEB, RISKCENTER DOES NOT GIVE ANY WARRANTIES IN RESPECT OF THE SITE. IN PARTICULAR, THE SITE IS PROVIDED ON AN "AS IS", "AS AVAILABLE" BASIS AND RISKCENTER DOES NOT GUARANTEE THE ACCURACY, TIMELINESS, COMPLETENESS, PERFORMANCE OR FITNESS FOR A PARTICULAR PURPOSE OF THE SITE OR ANY CONTENT. ALL IMPLIED WARRANTIES ARE EXCLUDED FROM THESE TERMS TO THE EXTENT THAT THEY MAY BE EXCLUDED AS A MATTER OF LAW. ADDITIONALLY, RISKCENTER MAKES NO WARRANTY THAT THE SITE IS FREE FROM INFECTION BY VIRUSES OR ANYTHING ELSE THAT HAS CONTAMINATING OR DESTRUCTIVE PROPERTIES.

RISKCENTER WILL NOT BE LIABLE FOR ANY DAMAGES (INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS) ARISING IN CONTRACT, TORT OR OTHERWISE FROM YOUR USE OR INABILITY TO USE THE SITE OR ANY CONTENT OR FROM ANY ACTION TAKEN (OR REFRAINED FROM BEING TAKEN) AS A RESULT OF USING THE SITE OR ANY CONTENT.

The Site contains links to other World Wide Web sites, either directly or through frames and, where possible, we will make clear where such links are being made. Those sites are provided by independent third parties and RiskCenter is not responsible for their availability or content.

Privacy Policy

The information that you provide about yourself to RiskCenter will only be used by RiskCenter in accordance with its Privacy Policy Statement. This includes: using your information for the effective administration of the Site and to communicate with you.

Advertising and Sponsorship

Part of the Site may contain advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Site complies with international and national law. RiskCenter will not be responsible for any error or inaccuracy in advertising material.

Applicable Laws

By accessing this web site, you and RiskCenter agree that the statutes and laws of the state of New York, without regard to the conflicts of laws principles thereof, will apply to all matters relating to the use of this web site. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

The parties irrevocably agree that the courts of the State of New York shall (subject to the paragraph below) have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these Terms or the legal relationship established by them, and for those purposes irrevocably submit all disputes to the jurisdiction of the courts of the State of New York.

For the exclusive benefit of RiskCenter, RiskCenter shall retain the right to bring proceedings as to the substance of the matter in the courts of the country of your residence or, where these Terms are entered into in the course of your trade or profession, the country of your principal place of business.

General

You may not assign, sub-license or otherwise transfer any of your rights under these Terms.

If any provision of these Terms is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect.

Failure by either party to exercise any right or remedy under these Terms does not constitute a waiver of that right or remedy.

Headings in these Terms are for convenience only and will have no legal meaning or effect.

Copyright © 2008 RiskCenter, LLC

All original material in this site is copyright © 2008 by RiskCenter, LLC, All rights reserved.